How It Works

With updated changes to the law and technology, your business can easily accept credit cards for FREE!

Currently more than 99% of businesses accepting credit cards are on traditional programs. These businesses pay a variety of different Monthly and Annual Fees, as well as a percentage of all sales for the privilege of accepting Credit Cards as a form of payment. When you add up the fees and percentages that Business Owners are forced to pay it comes out to anywhere from 2.5% – 4%+ of their Gross Credit Card Sales.

Harder To Cover Costs

With Credit Cards and Mobile Payment options such as Apple Pay and Google Wallet becoming the standard, Business Owners are finding it harder and harder to cover costs. A solution is needed to offset the cost and maintain a reasonable profit margin. eMerchant Authority is now available through our authorized representatives.

The Legal Battles

Thanks to years of legal battles such as “The Payment Card Interchange Fee & Merchant Discount Antitrust Litigation” and the passing of Amendments such as “The Dodd Frank Amendment” & “The Durbin Amendment”, eMerchant Authority's no fee processing solution is now available through our authorized representatives.

eMerchant Authority

Now, through eMerchant Authority a small service fee (4%), is charged for allowing the customer to use an alternate form of payment. This fee is waived as a discount if the customer elects to pay cash or check (if checks are accepted). eMerchant Authority is a proven solution that allows businesses to increase profits by reducing overhead and driving cash sales.

*All debit transactions must be run as credit (pin pad will be disabled). If machine prompts for pin press enter and charge will go through*


Sign Up Process

Sign Up with eMerchant Authority today and get started on saving your fees.

1. Submission

Void Business Check
Merchant's ID
Signed Agreement

To accept EBT, Merchant must provide the following:
FNS Number - Average Monthly Transaction Count

Other Paperwork

Terminal Sale ACH Debit Authorization From

2. Underwriting

MATCH List Search
Business Type
Transaction Size
Credit Check

3. Approval & Deployment

Approval typically comes 48-72 hours after Full Submission

After Approval Terminal is programmed and shipped to Merchant

4. Install

Online Registrations:

TSYS - VISA - MasterCard - Discover

Plug & Test Terminal

Compare eMerchant Authority

With eMerchant Authority it's very easy to see your savings.

Fees eMerchant Authority Traditional Credit Card Processing
Annual Fee Waived $79.99 - $199.99 Per Year
Statement Fee Waived $5.00 - $10.00 Per Month
Terminal Maintenance Fee Waived $5.00 - $19.95 Per Month
Online Access Fee Waived $3.00 to $15.00 Per Month
TIN / IRS Fee Waived $4.95 - $9.99 Per Month
Express Funding Fee Waived $9.95 - $19.95 Per Month
 Authorization Fee Waived $0.05 - $0.25 Per Transaction
Transaction Fee Waived $0.05 - $0.25 Per Transaction
Interchange Fee Waived 2% - 4% of Gross Credit Card Sale Volume(varies by business and Card type)


The eMerchant Authority Guarantee

eMerchant Authority is so confident that you will be satisfied with our service that we added a guarantee. If at any point you decide that the eMerchant Authority service is not right for your business we will match whatever deal you currently have with your Credit Card Processing Company and switch you back to the traditional credit card processing platform.